Upon redemption, the value of the card will be applied to your Skype Account. If your Skype Account is in another currency, the value of the card will be converted to that currency upon redemption and at the rate published in the Currency section in My Account. No cash redemption, except where required by law. No VAT will be deducted at the time of redemption; 15% Luxembourg VAT will be deducted at the time the redeemed balance is used for any Skype paid feature. Skype is not responsible for any lost, stolen or damaged cards or for any unauthorised card use. If your purchase exceeds the available balance on the card, you must pay for the excess amount at the time of purchase.
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